Hey ya!

I still have 5 months until my BA and areola lift.

I'm trying to save as much as poss, but I'm also looking into loans with various companies.

However, I've noticed some companies ask for the reason for the loan.

I know this may seem silly, but should I say cosmetic surgery?

What reasons have you given when borrowing?

Alyssa x

Hi there, i had the same problem. Ive gone with First Medical Loan. Its specifically for cosmetic surgery and they send the money direct to where ever your having it done. Ive borrowed £3000 over 5 years, its £80 a month and they dont penalise you if you want to pay it off earlier. Hope that helps x

Thanks for the info.

I will definitely look into that!

Alyssa x

I went with the halifax and told them it was for a boob job, i got all embarrassed and the bank clerk said i would be surprised by the ammount of people that have loans for surgery now, its just as common as getting a loan for a car.
so just tell them the truth :0)
I also ended up having an hour long conversation with the clerk about boob jobs as she wanted hers done :0)
Good luck with your op & happy healing
Katie x x x

i said an extention!

i got my loan off nemo and i told them it was for cosmetic surgery just tell them the truth x

I dont understand why so many people lied? I know it doesnt really matter, but for that reason why lie? Its only someone over the phone isnt it?
Anyway ... I said cosmetic surgery, they only ask once, they dont dig into what or why.

Yer just say cosmetic surgery!

x

Hiya. i went through Marks and Spencers money. just said it was for a new car! lol

lauren xx

I haven't yet but will say home improvements. It's not a complete lie!! LOL!!!!! XX

home improvements or new car!

Hi Alyssa

I was asked and told them it was for cosmetic surgery.
That was that and there were no further questions.

Cheers
Julia x

I told them I was doing home improvements! They didn't check anyway.

lol

x

Thank you sooooo much for all your posts!

Once again you have all put my mind at ease and made me feel less nervous about stating my reason for loan.

Thanks again!

Alyssa xXx!

Hi Ladies,

Sorry to dampen your sprits but you should tell them its for cosmetic surgery and not lie, if for some reason you have money worries and this is looked into, they will see you lied... this is fraud....

Just be thruthful, there is no reason as to why they should no for cosmetic surgery, they just want to know what your spending it on... paper filling etc...

Kathy x

Yes I have to agree with the last post. I got a loan for mine and put cosmetic surgery on the form. I saw no reason to worry about telling them the truth and in these days of fast credit nobody asks to see any receipts or anything. In case anybody is interested I went with yourpersonalloan.co.uk, you apply online, real simple process, I had the money in my account within 5 days and very low interest rate, 6.7 APR, mind you I only went over 18 months. Longer loans may have higher rates. Twinkle